Florida - Fl Flood Insurance

Did you know that standard home insurance doesn't cover rising water (flood water) damage?
States like Florida are really prone to natural calamities. It's important to have insurance protection from floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact people living in this part of the country.

Flood zones have more to do with the topography of your property and surrounding areas than how close you live to the ocean or any body of water. However, being close to a large body of water increases the likeliness of heavy weather and rising waters. It's in theses areas where FL flood insurance should be highly considered.

picture of florida hurricane map

In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding. If your community participates in the National Flood Insurance Program (NFIP), you may even be eligible for federally sponsored Flood Insurance coverage for your home or business. Find out more about the NFIP and how it can help you protect yourself.

FL flood insurance protects two types of insurable property: building and contents. The first covers your building, the latter covers your possessions; neither covers the land they occupy.

Although in many areas a flood is a very rare occurrence, the damage caused by rain, melting snow during thaws, storm surges and mudflows could be disastrous. Let the experts at Bird Insurance Group help you protect your home and your property.

For more information about FL flood insurance fill out our Online Quote Form or Get In Touch with us today!